NEW

0% for 5 months

Transfer your balance with marbles

No impact on your credit rating when checking your eligibility
Instant response before you apply

Pay 0% interest on balance transfers for 5 months (3% transfer fee) with marbles* Any introductory balance transfer offer must be made within the first 60 days of account opening for new customers. Terms apply

(Terms apply)*

Check Eligibility

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Representative Example:

Interest rate for purchases34.95% P.A.(variable)
With a representative34.9% APR(variable)
Assumed credit limit£1,200
Start with an easy to manage credit limit from £250 up to £1,500
No Annual Fee

The APR applicable to your account will depend on our assessment of your application. Credit only available to aged 18 or over, resident in the UK and subject to status. Terms and conditions apply.

Check Eligibility

Representative Example:

Interest rate for purchases34.95% P.A.(variable)
With a representative34.9% APR(variable)
Assumed credit limit£1,200

*Balance Transfer Information - Additional terms and conditions apply. The promotional rate applies from the date of account opening, If you do not make at least your minimum payment in full and on time or if you go over credit limit, your promotional rate will be withdrawn and you will pay the standard balance transfer rate (as shown on your statement) on any balance outstanding. When the offer period ends you will pay the standard balance transfer rate on any remaining balance transfer balance.

Don’t forget: Failure to make payments on time, or to stay within your credit limit, will result in additional charges applying to your account and could make obtaining credit more expensive or difficult in future.

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How the FastCheck eligibility checker works

See your chances of acceptance in seconds, without damaging your credit rating. Learn more about FastCheck.

What is an eligibility check?

In the past, the only way to know if you'd be accepted for a credit card was to apply. If unsuccessful, this would leave a mark on your credit report, which could impact your ability to get credit in the future: A classic Catch 22.

Nowadays, an eligibility check allows you to check your likelihood of being accepted before you apply. By matching your information to the lender's criteria, it calculates your chance of getting a credit card. marbles FastCheck offers a free, easy to use eligibility checker. Simply answer a few questions and you'll receive an indication of your likelihood of being accepted in seconds. This could be the difference between unintentionally damaging your credit score and completing a successful application.

Will it affect my credit rating?

Unlike applying, which can leave a footprint on your credit report, marbles FastCheck carries out a "soft search". This protects your credit score, and doesn't leave a footprint that can be seen by lenders. You'll be able to see this search yourself when you next check your credit file, but nobody else will.

What information is needed?

When using an eligibility checker, you'll be asked for the following information:

  • Your full name, address and date of birth;
  • Your length of residence at your current address;
  • Your employment status and annual salary. Your personal details and data will always be fully protected by marbles. Read through our Terms and Conditions for further information.

How accurate is it?

Eligibility checking for marbles is carried out by HD Decisions – an Experian business (HD), who are experts in working with lenders to find out the type of customers they normally accept for each credit card. HD regularly check their predicted approval rates against the amount of people actually accepted when they apply.

Eligibility for a credit card will depend on your circumstances. Keep in mind that an eligibility check is only a guide and results may vary once you've made a full application.

Check Eligibility

All the tools you need to stay in control

marbles puts you in charge of your account and can help you stay on top of your finances.

  • Manage your account online
  • Choose your repayment date
  • Receive text alerts when you’re approaching your credit limit
  • UK-based customer helpline
Learn More…

marbles has the flexibility to fit into your life

Innovative technology

marbles is the advanced credit card that helps you stay in control

FastCheck your eligibility

  • Find out if you could be accepted before you apply.
  • Get an instant response.
  • No impact on your credit rating.

Online account management

  • View transactions and track your balance whenever and wherever you want.
  • Receive e-statements and manage payments.

Manageable credit limit

from £250

up to £1,500

  • Credit limit review after 3 months i.e. you could get an increase on your 4th statement.

Your marbles, your way

  • Receive spending alerts to help you avoid exceeding your credit limit.
  • Choose a monthly repayment date that suits you.
  • Change your payment date up to twice a year.
Check Eligibility

Credit available to UK residents aged 18 and over. Subject to status. Terms apply. The APR applicable to your account will depend on our assessment of your application.

Available to use with Apple and Google Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. marbles is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

© NewDay Ltd. 2023